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New Mortgage Qualifying Guidelines - Just Announced

Fannie Mae announced that it will make an enhanced affordable lending product available to lenders sometime later this year.  The new program, called the HomeReady™ Mortgage, will offer expanded eligibility guidelines that will be real game changer for a lot of people who could not previously qualify for a mortgage.  

Finally, after years of research, Fannie Mae has recognized the many financial challenges many would-be homebuyers are facing.  Many can't afford a large down payment, they may have multiple student loans, and/or they may rely on income from non-traditional sources, such as parents or other family members.  These factors have impacted the ability of many people from qualifying for a mortgage.  Well, that may be about to change . . . perhaps for YOU!

Here are the new expanded guidelines for the HomeReady™ Mortgage:

Happy New Year!

Buying Real Estate - Humanism vs Tech

When it comes to buying a home, humanism trumps technology.

Yes, most buyers search for homes and buying advice on the internet.  The internet is a great place to get a feel for what kind of homes are available in a price range you can afford in the areas you want to live.  It is a convenient and effective way to begin your search.

However, when it comes to something as personal and life-changing as purchasing a home, people crave human connections and professional experience. Buying a home is a personal and emotional decision.  Buyers want to work with an experienced, trusted neighborhood expert that can give them the guidance they need.

Please feel free to call me or send me an email.  I'll be happy to provide you with the guidance and advice you need to make the best possible decision.